Medical Insurance

Dental insurance is extremely affordable, and this coverage encourages employees to prioritize their oral health by providing coverage for preventive care, such as regular check-ups, cleanings, and X-rays. This leads to early detection and treatment of dental issues, reducing the risk of more extensive and costly dental procedures in the future.

Access to vision insurance ensures that employees have the necessary resources to maintain optimal vision. Regular eye exams can detect early signs of vision problems, eye diseases, and other underlying health conditions. This line of coverage also provides employees with the opportunity to obtain corrective eyewear such as glasses or contact lenses.

No one is ever really prepared for a life-altering critical illness diagnosis. 

Critical Illness coverage helps provide financial support if an employee is diagnosed with a potentially fatal condition such as cancer, heart disease, stroke, Alzheimer's disease, Parkinson's, end stage renal failure, etc. How it works: Employees elect this benefit to protect themselves and any family members. Then, if diagnosed with a covered critical illness, the employee will receive a cash benefit (e.g., $10,000, $20,000, etc.) based on the percentage payable for the condition.

Most major medical insurance plans only pay a portion of the bills. Accident coverage can help pick up where other insurance leaves off and provide cash to help cover the expenses. The cash benefits correspond with hospital and intensive care confinement, and the plan also includes coverage for a variety of accidental occurrences such as dismemberment, dislocations, fractures, and more. The cash benefits can be used to help pay for ambulance services, physical therapy, deductibles, treatment, rent and an array of other expenses.

Life insurance provides financial security and peace of mind to employees by ensuring that their loved ones are protected in the event of their untimely death. It can help cover funeral expenses, outstanding debts, mortgage payments, and provide a source of income replacement for dependents.

A hospital stay can be expensive even with a good health insurance plan.

If an employee or someone in his/her family gets sick or injured and needs to go to the hospital, Hospital Indemnity insurance pays a benefit directly to the employee, starting at admission, for each day of hospital confinement.